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Information about Health and Medical Insurance for International students at UNT 

We care about your health. We hope you are not sick and that you never need to see a doctor while you are a student here at UNT.  However, you may get sick. At some time during your stay in Denton you will probably need to get medicine from a pharmacy or visit a doctor for your health care. What should I
do if I get sick
or if am injured?

 

  • What to do if you become sick or are injured

  1. Go FIRST to the UNT Student Health and Wellness Center (SHWC) for treatment. Nearly all insurance companies require you to go the SHWC unless it is closed, you are not in Denton, or the medical condition is an emergency.
  2. Carry your insurance identification card at all times.
  3. Claim deadline: Make your “claim” for the Health (medical) Insurance company to pay your medical expenses within 20 days of the injury or the first treatment for sickness.
  4. Do NOT accept public health care. Non-immigrant students jeopardize their status if they accept any form of free public medical care in the U.S. including medical care for pregnancy or maternity.

  • If you do become sick or injured in the U.S., health care is not affordable without medical insurance to help pay the costs.

 

  • Excellent medical care, a pharmacy, wellness programs, and other health care information all are available at the UNT Student Health and Wellness Center

             General information:  www.healthcenter.unt.edu

             International student healthcare website:  www.healthcenter.unt.edu/internat

 

  • Helpful information about medical insurance in the U.S. is on the UNT

Student Health and Wellness Center website at                                                                         www.healthcenter.unt.edu/internat/insurance.htm 

  • OFFICIAL UNT POLICY

Since 1982, UNT has had a policy requiring all international students to have medical insurance.

     All international students and scholars holding non-immigrant visas must carry UNT-approved health insurance coverage during the entire period of their UNT residence.  Residence is defined as that continuous period from initial orientation and enrollment or employment, including  holidays, through graduation or final separation from the university.

     International students are automatically charged for the UNT-offered policy each semester at registration and must provide proof of comparable insurance by the established deadline at International Advising to avoid purchasing the UNT-offered policy.  International scholars must

Demonstrate acceptable insurance coverage at International Advising during their initial

Orientation session.  (UNT Policy Manual:  Vol. 3, Number 18.1.7)

 

  • INFORMATION ABOUT THE UNT MEDICAL INSURANCE PLAN

The UNT Medical Insurance plan brochure is available at:

1. The UNT Student Health and Wellness Center

2. The International Welcome Center, Kendall Hall, Room 103

   

*See the Chart of Costs and Dates – 2006-2007 for the UNT Medical Insurance plan.

 

All UNT and IELI international students are automatically charged for the UNT medical insurance plan every semester. It a student wants to buy the UNT medical insurance, the student takes no further action beyond paying for the insurance change on the tuition/fees bill.

 

If a student does not want to buy the UNT medical insurance, the student must follow the steps that follow to get a "waiver."

 

  • INFORMATION ABOUT PROVIDING PROOF OF COMPARABLE INSURANCE AND GETTING A WAIVER

WAIVER REQUEST FORM:  To remove the automatic UNT Health Insurance charge from a student’s bill, a Waiver Request Form (showing proof of comparable insurance) must be completed for each semester that a student enrolls at UNT. 
1. Complete a Waiver Request Form:
a. Get a paper Waiver Request Form form at Kendall Hall 151 
b. Download the Waiver Request Form for the time period you need:
      Annual Spring/Summer
      Fall Summer
2. Return the completed Waiver Request Form and all required Proof of comparable Insurance coverage before the waiver deadline.
b.   In Person Kendall Hall 151
a.   Fax 940.565.4822
c.   U.S. Postal mail ISP - Insurance Waivers
P.O. Box 311067 - UNT
Denton, TX 76203
U.S.A.
comparable insurance coverage
     
1. To be comparable, individually purchased international student coverage must meet all these basic requirements:
    a Coverage for the mandatory time periods:
  UNT IELI
Annual Aug. 21,'06 - Aug. 26, '06 Annual Aug. 21,'06 - Aug. 26, '07
Fall Aug. 21,'05 - Jan.14, '06 Fall I Aug. 21 - Oct.22, '06
Spring/Summer Jan.8 - Aug. 26, '07 Fall II Oct.16,'05 - Jan. 14, '07
May Summer May14 - Aug26, '07 Spring I Jan. 8 - March 11, '07
June Summer June 4 - Aug. 26. '07 Spring II March 05 - June 3, '07
July Summer July 9 - Aug. 26, '07 Summer May 29 - Aug. 26, '07
b $50,000 minimum major medical benefit per sickness or injury incident
c

$10,000 minimum Medical Evacuation coverage (return of sick person to his home country)
d $7,500 minimum Repatriation coverage (return of deceased person’s body to his home country)
    e Policy must be written in English
    f Policy must pay for Bacterial Meningitis vaccine, annual pap smear for women, and annual physical examination for men and women
    g Policy must pay for allergy and acne treatment
    h Policy must pay 100% of covered medical expenses at UNT Student Health and Wellness Center
    i Policy "deductible" must be waived for treatment received at UNT Student Health and Wellness Center.
  2. Most medical insurance provided by a US employer is acceptable.
  3 Some government sponsored insurance from a student's home country is acceptable.
  4 UNT employee insurance for Teaching/Research/Graduate Assistants is acceptable overage. You must provide the Human Resources Form as proof of health insurance coverage every semester you are employed.
Health Insurance Comparison
   
DEADLINES FOR WAIVER REQUEST FORMS  
1. FALL AND SPRING SEMESTERS:  5 p.m. of final day of late registration.
2. SUMMER SEMESTERS:  5 p.m. of 2nd class day (the 2nd class day of the summer session of the student's initial attendance.)
   
  WAIVER POSTINGS DURING REGISTRATION PERIODS
  Fall registration:
Waivers are posted after the student registers and submits a waiver form.
  Early registration:
Waivers  are posted by the fifth workday following the final day of early registration.
  Regular registration:
Waivers are posted daily from 10:00 a.m. - noon and from 2-5 p.m.
  Late registration:
Waivers are posted immediately upon receipt (or as soon as possible)
   
ANNUAL WAIVER
In the Fall, students may request a waiver for Fall, Spring, and Summer semesters by completing an ANNUAL waiver form and providing adequate documentation. The annual waiver form is not available for Teaching/Research/Graduate Assistants.
SUMMER WAIVER
Spring and Summer health insurance is automatically charged at the same time in January to ensure all students have continuous coverage. To WAIVE Summer I and/or Summer II health insurance coverage, a student must provide proof that he or she will not be “in residence” in the U.S. on UNT’s I-20 during the entire summer coverage period. Proof to support a waiver request must be one or more of the following:
1 Official proof that the student will graduate in May or at the end of Summer I.
2 Airplane ticket showing that the student will depart the U.S. no later than May 30 of the current year.
3 Other official documentation showing that the student will not be in the U.S. on the UNT I-20 for the time period of  June through August of the current year. 
Family Medical Coverage
Students with dependent family members (non-student wife, husband , and/or children) may purchase family coverage from the “UNT Student Injury and Sickness Insurance Plan” or from other U.S. based student insurance providers.
To apply for family medical coverage from the UNT Plan:
  1. Complete all steps before the waiver deadlines
2. Get a “UNT Student Injury and Sickness Insurance Plan” application form in Kendall Hall 151.
3. Complete the “Enrollment form for Students and their Dependents.”
4. Pay by check, money order, or credit card and return the form with your payment to Kendall Hall 151.
5. Keep a copy of the application for your records.
REFUNDS OF PAYMENT FOR THE UNT STUDENT HEALTH INSURANCE
1 Complete a “UNT Health Insurance Refund Request Form” in Kendall 151.  
2 UNT Health Insurance refunds may be granted ONLY for these reasons, on a case-by-case basis:  
a. Entry into military service, U.S. or foreign  
b. Person’s ineligibility for UNT Student Health Insurance coverage
c. Erroneous charge (does NOT include a person’s failure to request a waiver or a missed deadline)  
d. Student’s departure from the U.S. for one of the Summer I or II coverage periods (properly documented).  
 NOTE: You will be notified by e-mail of the status of your refund request.  

      

University of North Texas
International Studies and Programs (ISP)
 P.O. Box 311067 - 1307 Highland St., Kendall Hall, Denton, Texas 76203
Telephone:  1.940.565.2197  Fax:  1.940.565.4822
 E-mail: international@unt.edu
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