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Risk, Insurance and Financial Services

Your Future In Risk, Insurance and Financial Services

Are you interested in economic news and stock markets? Do you have a knack for breaking down complex material into simple terms? Then you should pursue a Bachelor of Business Administration degree in Risk, Insurance and Financial Services (RIFS) at the University of North Texas.

The two programs we offer — the Risk and Insurance program and the Financial Planning program — provide excellent opportunities for creative work, professional recognition and financial reward. With a B.B.A. degree in RIFS in the Risk and Insurance program, you may find employment including:

  • Employee benefits consultant — advising Fortune 500 corporations on risk-management strategies
  • Risk analyst — consulting for a business, nonprofit or government agency
  • Risk manager — providing enterprise risk management solutions for businesses
  • Underwriter or risk-control professional for an insurance carrier

With a B.B.A. degree in RIFS in the Financial Planning program, you may find employment as a personal financial planner, helping individuals, families and small businesses achieve their financial goals. Students receiving a degree in RIFS in the Financial Planning program are currently eligible to sit for the examination administered by the Certified Financial Planning Board to become a Certified Financial Planner (CFP®).

What we offer

Our rigorous curriculum in the Risk and Insurance program gives you an in-depth understanding of areas related to risk management and insurance, while the Financial Planning program provides the same in the area of financial services. Armed with this knowledge, you’ll have a competitive advantage over other new hires and be on the fast track to an upper-level position.

Faculty members in the Department of Finance, Insurance, Real Estate and Law (FIREL) are experienced professionals and dedicated teachers who exercise a “learn today, apply tomorrow” classroom philosophy.

Scholarships sponsored by the department are available to help you pursue your education. Our students in the Risk and Insurance program also have earned scholarships from local chapters of the Society of Chartered Property and Casualty Underwriters, the Risk and Insurance Management Society and the Insurance Council of Texas.

Students are encouraged to participate in one or more organizations to enhance and expand upon their classroom learning experience. The Beta Zeta Chapter of Gamma Iota Sigma focuses on the professions of insurance, risk management and actuarial science, and students pursuing the Financial Planning program are encouraged to join the Financial Management Association C. Steven Cole Chapter. Both are internationally recognized professional coed fraternities that assist students in developing the skills needed for a successful career. They offer guest speaker and networking opportunities with business professionals, résumé and interviewing workshops, and other activities.

Students also may join the Professional Leadership Program to work with an industry mentor and develop career-enhancing skills.

All College of Business students may use the Business Leadership Building Trading Room, a state-of-the-art research facility equipped with 12 terminals running Bloomberg Professional software. Through Bloomberg Professional, students have access to real-time market data, news and analysis and have the opportunity to earn Bloomberg Certification through the self-paced course available through the terminals..

The College of Business, one of the nation’s largest business colleges, is accredited by AACSB International — The Association to Advance Collegiate Schools of Business (777 South Harbour Island Blvd., Suite 750; Tampa, Fla. 33602; telephone 813-769-6500). This means the college meets or exceeds strict academic standards for excellence in education.

What to expect

Your class schedule for the first few semesters will consist of university core classes and required pre-business classes. From there, you’ll take 24 semester hours of business foundation courses and 30 semester hours of risk, insurance and financial services courses and supporting courses.

The coursework in the Risk and Insurance program will focus on areas such as:

  • Property and liability insurance
  • Principles of risk management
  • The financial effects of risk on businesses and nonprofit organizations
  • Employee benefit programs

The coursework in the Financial Planning program will focus on areas such as:

  • Estate planning
  • Life insurance
  • Investments
  • Principles of federal income taxation
  • Techniques in effective financial planning

How to enroll at UNT

High school students

Detailed information on recognized high school graduation programs and SAT/ACT requirements is available at our Admissions website.

In your senior year, apply for admission by the March 1 priority date and request that your high school transcript be sent to the UNT admissions office. If you live out of stateyou can apply through the Common Application.

Advanced Placement and International Baccalaureate courses can count toward college credit at UNT.

Transfer students

If you're attending a Texas community college, you should consult our online transfer guides, the UNT Undergraduate Catalog, and an academic counselor or advisor to review your degree plan. Proper planning will allow you to receive the maximum amount of transfer credits.

Our Transfer Center will help you make a successful transition to college life at UNT by connecting you with a peer mentor and other campus resources. Each year, 4,000 students transfer to UNT

Helpful Resources

The Career Center, Learning Center and our team of professional academic advisors are among the many valuable resources available to you at UNT. The Career Center can provide advice about internships, future employment opportunities and how to get hands-on experience in your major. The Learning Center offers workshops on speed reading, study skills and time management. Academic advisors are available to help you plan your class schedule each semester.